You might be a bad credit customer or even a customer with no credit history at all. In such cases, you still might own your home or your car. If you have the deed to any property or movable asset, you can get instant cash if you take the title to a local hock shop and take a loan on it. Hock shops offer easy money. All you have to do is handover your car title or your house title to the shop. The shop owner will evaluate the title loan and then lend you the required amount of money. This is a quick and easy way to get your cash loan.